social security

A pyramid scheme run by the US Government. They promised to take your money to invest it for you so you'd have enough money to retire on, but from the very beginning they've just paid the people who are over 65 with the money sent in by the workers under 65. For any other organization to do this would be illegal. They don't make any real investments at all. They only 'invest' in other government agencies, which means they'll end up being paid back with yet more tax money taken by force from hard working Americans.